Toyota Announces Special Financing Package for Graduates
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Toyota Announces Special Financing Package for Graduates

UMW Toyota Motor Sdn Bhd (UMWT), in collaboration with Maybank Islamic Berhad, has announced a special financing package which is now available for graduates who wish to purchase a new Toyota Vios, Yaris, or Avanza.

The Murabahah Vehicle Term Financing-i (MVTF-i), in accordance with the Murabahah principles, will provide an additional financing option to the graduates besides the Islamic Hire-Purchase (HP) financing in accordance with Al Ijarah Thumma Al-Bai (AITAB). This financing package is only available in Peninsular Malaysia.

Murabahah financing also follows Islamic financing principles and the combined amount financed can be up to 100% with takaful contribution of Takaful bundling and other costs (legal costs, stamp duty, etc).

The financing is available to graduates (degree-holders) who are aged between 21 and 30 years old and are currently employed. They should be earning at least RM3,000 a month and have been employed for a minimum of 6 months. For those with less than 6 months of employment, their parents can act as guarantors (subject to Terms & Conditions).

Should their income be less than RM3,000 but more than RM2,000, it is still possible to apply for the financing package provided their parents (as guarantors) have a household income of RM5,000 or more.

The Toyota Vios, Yaris and Avanza are among the best-selling in the non-national segment in the Malaysian market. Their compact size, ease of driving, economical performance from its 1.5-litre engine, and low cost of maintenance make it ideal for those who are just starting out in the working world and require personal transport to get around.

They also come with most advanced features such as Blind Sport Monitor (BSM) with Rear Cross Traffic Alert (RCTA), Digital Video Recorders (DVR), etc.

For peace of mind, the Manufacturer’s Warranty is for 5 years – with no limit on mileage travelled. Additionally, if insurance coverage is purchased from UMW Toyota Motor’s Authorised Dealers, owners receive free membership to 24SEVEN Road Assist breakdown and emergency service assistance available 24 hours a day, 7 days a week.

Available for viewing and test-drives at Toyota showrooms nationwide today. For more information, customers can visit any authorised Toyota dealer or the Toyota Malaysia website at

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